I need advice

What would you do if you received a card that you bought on the Bay, and it was shipped in a bubble mailer via first class mail, but instead of being packaged with something sturdy around the top-loader, there was only the top-loader, bent, with a card inside it that was creased and crinkled down the middle?

I'm not sure when it got bent. My son seems to think he may have done it, buy shouldn't the card have at least been taped to a piece of cardboard?

Would it make a difference to your answer if I told you the card is a Donruss Significant Signature Nolan Ryan autograph?

Should I ask for all my money back? Should I ask for some back? Should I regret not getting insurance? Should I bar my son from ever touching a mailer again?

UPDATE 12/11/2009: I emailed back and forth with the seller last night. He was VERY accommodating, which was great! He says that he ships like this all the time, but was more than willing to either refund my money, exchange the card for another one, or send something additional. I took option C, and he is sending me another auto as compensation. This time I asked him to sandwich the card in between some cardboard!

Thanks for all the great advice, everyone. I appreciate it.